Erase Up to HALF Your Debt
Without Bankruptcy or Loans
Take a 60-Second Quiz to see if you qualify for a program that helps reduce or erase your debt completely.
Why Debt Relief?
High interest rates and multiple bills make it almost impossible to get ahead. Even paying every month, your balance barely moves.
Smart Debt Solutions could help eliminate your debt faster than you think. If you’re juggling multiple bills and feeling stuck, we might be able to help you....
How It Works And Why It’s So Effective?
Instead of juggling 5–6 different payments, you make one low monthly payment and we handle the rest. We will negotiate with your creditors and help you reduce what you owe and eliminate debt faster. If you owe $7,500 or more, you may qualify for:
We've Transformed the Lives of
Hundreds of Thousands of People
"Smart Debt Solutions helped me reduce my debt by 45%! I can finally see light at the end of the tunnel."
"The process was so simple and the results were amazing. I'm debt-free in just 18 months!"
"Professional service from start to finish. They really care about helping people get out of debt."
"“It increased my confidence. Because you were able to identify a problem, set a goal, make a plan and then achieve the goal.”"
"I'll tell my story to anyone that wants; I have no shame whatsoever. National Debt Relief saved me so I can live my best life now!"
"Our life started to get less complicated because the burden of debt is hard to carry."
Frequently Asked Questions
Will this hurt my credit score?
Not always. In fact, many people see their credit score improve over time after reducing their debt. At first, your score may dip slightly, but once your debts are lowered or resolved, your credit health has a better chance to recover. Remember: no more missed payments = better credit later.
Is this the same as bankruptcy?
Nope - this is not bankruptcy. You won't need to go to court, and you won't lose your assets. This is a completely different process that works by negotiating with your creditors to reduce what you owe. It's faster, simpler, and way less scary than bankruptcy.
How do I know if I’m eligible?
If you have $7,500 or more in unsecured debt (like credit cards, personal loans, or medical bills), you may qualify. Just take 60 seconds to fill out the free form - no commitment, no cost, just answers.
Is this really legal?
Yes- 100% legal. Debt relief programs are regulated and operate under strict laws. Companies like ours have helped thousands of people legally reduce their debt without shady tricks.
How much does this cost?
You don't pay anything upfront. If you qualify and choose to move forward, fees are only charged when a debt is successfully reduced. If we don't help you, you don't pay.
Will my creditors stop calling me?
Yes- once the process starts, calls usually slow down or stop completely. Our team works directly with your creditors so you can finally stop dreading your phone.
HELPED 50,000+ AMERICANS GET OUT OF DEBT.
YOU COULD BE NEXT!
You’re one step away from being debt free. Click the button below to get started.